Welcome to Responsible Equity Release's Partnership Program

Equity release is set to be the growth sector for the next decade. Here at Responsible, we invite you to take share in this growth sector with a measured and risk-free step.

 

Responsible Equity Release have an introduction scheme, allowing you to refer potential equity release clients to us, learn a lot along the way and then decide if equity release is something you may consider licensing your firm to do or if you are happy to continue receiving market-leading introduction fees from us.

Register an account with us or give us a call on 0845 004 6766 to discuss the possibility of earning substanital commissions from this exciting industry.

 

Why Introduce To Us?

• 1) We guarantee no cross-selling.
• 2) You earn 70%* of the procuration fee for the first 3 clients you introduce and then 55% from there onwards.
• 3) You can spend more time advising on your core expert subjects whilst still making the most of the equity release opportunities.
• 4) No professional indemnity risk to you.
• 5) Access to our marketing materials with the high-impact responsible branding.
• 6) Our sophisticated IT system keeps you updated with the progress of the case as it happens and provides reports so you can analyse the success of your introductions.
• 7) We give your client access to our exclusive deals from providers.
• 8) We will offer your client independent unbiased advice that takes into account all of the products on the market.
• 9) We have access to great rates from specialist equity release solicitors - saving your client money.
• 10) Your client will have the safety net of advice signed off by two advisors.
• 11) Your client will have the choice of face-to-face or telephone advice.
• 12) Your client's enquiry will be dealt with promptly and courteously.
• 13) Your client's initial contact will be with a knowledgeable adviser - no call centres, no call handler.
• 14) We can find equity release plans that can guarantee an inheritance.

*Up to a maximum of £1300

• It is important that whoever enquires about equity release gets access to high quality advice from advisers who have arranged a large number of plans of all varieties.

 

Responsible have over 100 years collective experience in the industry and follow a strict 'Double Sign Off' process where two advisers will read through and sign any recommendations.

 

Responsible always prefer to visit the client face-to-face but have the experience to provide telephone advice should the customer prefer. Often, two home visits are necessary to ascertain and reaffirm the client's goals. All visits are free and carry no obligation - we only charge for our advice should the client go through with the plan. All introducers are welcome to sit in on our visits and we encourage the attendance of family members.

 

Most clients apply within 2-3 weeks of enquiring and then it can take 4-6 weeks to complete. Others may wait until certain milestones such as birthdays or retirement.

Equity Release At A Glance   Equity release involves a mortgage advance with no monthly repayments to be made.   The mortgage is designed to run for the lifetime of the customer and interest rolls up instead of being paid.   There is an interest rate fixed for life, currently around 6.1% - 7.5%.   The customer maintains 100% home ownership and can move the mortgage to another property if they wish or can pay it back any time.   When the customer passes away, the mortgage plus interest is redeemed from their estate, often offset by inheritance tax savings and house price growth.   Equity release is regulated by the Financial Services Authority and guidelines for industry code of conduct are set out by Safe Home Income Plans, also known as SHIP.